Understanding Portfolio Terms

This page explains the key terms, calculations, and metrics used in your MockVest portfolio. It helps you understand how your portfolio numbers are calculated and what each value represents.

Portfolio Basics

What is Portfolio Value?

Portfolio Value represents the current total value of all the stocks you hold in your portfolio.

It is calculated using the latest available market prices for each stock and reflects what your entire portfolio would be worth at those prices.

Example:
If you invested ₹1,00,000 across multiple stocks and their combined market value is now ₹1,12,500, your Portfolio Value will show ₹1,12,500.

Portfolio Value changes daily as stock prices move, even if you do not make any new trades.

What does Overall Gain (%) mean?

Overall Gain (%) shows how much your portfolio has grown or declined relative to the total amount you invested.

It represents your portfolio’s total return percentage since you started investing, based on current market values.

Example:
If your total investment is ₹1,00,000 and your Portfolio Value is ₹1,10,000, your Overall Gain will be shown as +10%.

A positive value means your portfolio is in profit. A negative value means it is currently below your invested amount.

What is Total Investment?

Total Investment is the sum of all money you have put into buying stocks in your portfolio.

It is calculated by adding the value of every buy transaction you have made and does not change with market price movements.

Example:
If you buy shares worth ₹40,000 and later invest another ₹60,000, your Total Investment will be ₹1,00,000 — regardless of current prices.

This metric helps you understand how much capital you have allocated, while Portfolio Value shows how that capital is currently performing.

What is Total Profit?

Total Profit represents the overall gain or loss in your portfolio, combining both realised and unrealised profits.

It shows how much you have made or lost in absolute currency terms (₹) compared to your total investment.

Realised Profit is the profit or loss from stocks you have already sold. Once a stock is sold, this profit or loss is locked in.

Unrealised Profit is the profit or loss on stocks you still hold, calculated using current market prices and subject to daily fluctuations.

Example:
If you earned ₹8,000 by selling stocks and your current holdings are up ₹4,000, your Total Profit will be ₹12,000.

Total Profit can change daily due to price movements in stocks you still hold, even if you do not make any new trades.

What does 1D Net Change mean?

1D Net Change shows the absolute change in your portfolio value for the current trading day, measured in currency (₹).

It compares today’s portfolio value with the previous trading day’s closing value.

Example:
If your portfolio value was ₹1,00,000 yesterday and is ₹1,02,000 today, your 1D Net Change will be +₹2,000.

1D Net Change may show “—” if previous day data is unavailable, the portfolio was created today, or there is no valid reference value to compare.

What does 1D % Change mean?

1D % Change shows the percentage change in your portfolio value for the current trading day.

It helps you understand daily performance relative to the size of your portfolio, not just the absolute amount.

Example:
If your portfolio value increases from ₹1,00,000 to ₹1,02,000 in one day, the 1D % Change will be +2%.

Percentage change provides better context, as the same ₹ gain can mean very different performance depending on portfolio size.

What is FIFO?

FIFO stands for First In, First Out. It is a method used to determine which shares are considered sold first when you buy the same stock multiple times.

Under FIFO, the earliest purchased shares are treated as sold first, regardless of the price at which later shares were bought.

FIFO is a widely used and transparent method for tracking stock transactions and portfolio performance.

How is profit and loss (P&L) calculated using FIFO?

When you sell shares, the platform calculates profit or loss by matching the sale against the oldest available buy transactions, following the FIFO method.

This ensures that each sell transaction is linked to the correct historical purchase price, even if you bought the same stock multiple times at different prices.

Example:
You buy 10 shares at ₹100 and later buy 10 shares at ₹120. If you sell 15 shares at ₹140:
• 10 shares are matched with the ₹100 buy
• 5 shares are matched with the ₹120 buy
The total P&L is calculated accordingly.

This FIFO-based calculation directly affects realised profit, total profit, and portfolio performance metrics.

What is Average Buy Price?

Average Buy Price is the weighted average price at which you purchased a stock across multiple buy transactions.

If you buy the same stock at different prices, the platform combines them into one average cost per share.

Example:
10 shares at ₹100 and 10 shares at ₹120 result in an Average Buy Price of ₹110.

This value helps calculate your profit or loss accurately.

What is Market Value?

Market Value is the current value of a stock holding based on the latest market price.

It is calculated as:
Quantity × Current Market Price

Market Value changes as stock prices move.

Why does my profit change even if I don’t trade?

Stock prices change throughout the day based on market activity.

Even if you don’t buy or sell, your portfolio value and unrealised profit will change as prices move.

This is a normal part of market fluctuations.

Can portfolio value go below my investment?

Yes. If stock prices fall below your purchase price, your portfolio value can drop below your total investment.

This results in a temporary or realised loss depending on whether you sell.

Market ups and downs are a natural part of investing.

Does this include dividends, bonuses, or splits?

Portfolio calculations currently focus on price-based gains and losses.

Dividends, bonuses, or stock splits may not be automatically reflected unless updated in the system.

Always verify corporate actions separately when analyzing performance.

Is this real money?

This is a simulated (dummy) portfolio designed for learning and tracking.

No real money or actual stock market transactions are involved.

It is meant for practice, analysis, and portfolio tracking.

How often are prices updated?

Stock prices are updated a few times a day based on available market data.

Prices are not real-time and may have some delay.

This helps balance accuracy and system performance.

What happens if market data is unavailable?

If pricing data is unavailable, some values may show “—” or remain unchanged.

These values update once fresh market data is received.

Temporary data gaps can occur due to external data sources.

Can I edit or delete trades?

Currently, trades cannot be edited or deleted once recorded.

This ensures portfolio accuracy and consistent performance tracking.

This feature may be introduced in the future based on user demand.

Why might my numbers differ from my broker?

Differences can occur due to:

• Data timing delays
• Different pricing sources
• Rounding differences
• Corporate action adjustments

Minor differences are normal when comparing platforms.