Step-Up SIP Goal Calculator

Increase your SIP every year and calculate the return needed to reach your goal.

Your Details

All fields required

Goal Amount ₹

₹10K ₹5Cr

Starting Monthly SIP ₹

₹500 ₹1L

Annual Step-Up %

0% 20%

Time Horizon Years

1 Year 40 Years

Include Inflation Adjust target for 6% annual inflation

Fill in your details to see the required return

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Year by year

What is this?

Calculates the return required when your SIP increases every year.

How it works?

Uses step-up SIP future value formula with binary search.

Inflation?

Adjusts goal value at 6% annually.

Privacy?

100% local — no data leaves your device.